Endpoint to initiate transactions on Vendy.

Request:

Field	Type	Description
businessId	Integer	Merchant registered business Id. Transaction is only valid for one business id. BusinessId can be found on the Settings > API section of the dashboard
amount	Double	The amount being debited.
msisdn	string	A valid identification phone number that is linked to a specific network.
channel	Enum (String)	Payment checkout channel where transaction will be processed; 'ussd' or 'whatsapp'
currency	Enum(String)	ISO currency code (USD,NGN,KES). Defaults to the currency for the business upon creation.
expiry	Date	Future date in UTC when this transactions expires - yyyy-MM-dd HH:mm:ss (2025-08-28 00:00:00), defaults to 7 days from creation
meta	JSON Object	Object containing any extra information you want recorded with the transaction.

Example request

curl --location 'https://api.myvendy.com/transactions/initiate' \
--header 'Content-Type: application/json' \
--header 'Authorization: Bearer <token>' \
--data '{
		"businessId":1,
    "amount":100,
    "msisdn":"2348112345678",
    "channel":"whatsapp",
    "meta": {
       "email": "example@test.com",
       "narration": "Any narration",
       "custom_field": "custom field"
    }
}'

Response:

Field	Type	Description
status	Boolean	States if request was successfully executed or not
code	Integer	Internal code, success if 200
msg	String	A description of the status of the request
data	Transaction	Newly initiated transaction details

Example response

{
    "status": true,
    "code": 200,
    "msg": "Transaction Sent",
    "data": {
        "vended": "-1",
        "reversed": "-1",
        "debited": "-1",
        "isreversing": "-1",
        "processing": "-1",
        "flag": "-1",
        "id": 605513775,
        "uid": 1,
        "businessId": "1",
        "msisdn": "2348112345678",
        "requestamount": 100,
        "amount": 100,
        "method": "ussd",
        "currency": "NGN",
        "refid": "4930517800770623045",
        "failed": -1,
        "delivered": -1,
        "meta": {
            "email": "example@test.com",
            "custom_field": "custom field",
            "narration": "Any narration",
            "fee": 0,
            "commission": 0,
            "charge_customer": false,
            "fee_structure": {
                "fee": 0,
                "percent": true,
                "threshold": {
                    "max": 100,
                    "min": 0
                },
                "commission": 0,
                "charge_customer": false
            },
            "total": 11
        },
        "walletId": 1689,
        "commissionWallet": 1690,
        "staffId": null,
        "updated_on": "2023-05-18T15:37:50.523Z",
        "created_on": "2023-05-18T15:37:50.523Z"
    }
}

Possible errors;

Error code	Description
326	Business not found